Reality

Accidents, sudden illnesses (heart attacks, ...), political events,... can disable you to make yout own responsible decisions or to implement schemes for longer period of time.

What will happen now to ....

your beloved family?

your elderly parents?

your investment portfolio?

your club?

your hard-earned business?

your esteemed customers?

your vested rights?

your obligations assumed?

your helpless little dog?

your and, and, and, and,...?